The following terms and conditions will be deemed to have been accepted by the User on usage of the website www.panasiagroup.net You are requested to read them carefully before you use the services of this site.

1. The term User shall refer to the user who is browsing the site. The term Pan Asia shall refer to Pan Asia Group. The term Site refers to www.panasiagroup.net owned and monitored by Pan Asia Group.
2. By using the Site, you agree to follow and be bound by the following terms and conditions concerning your use of the Site. Pan Asia Group may revise the Terms of Use at any time without notice to you. Areas of the Site may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site, the latter shall have precedence with respect to your use of that area of the Site.
3. All content present on this site is the exclusive property of Pan Asia Group. The software, text, images, graphics, video and audio used on this site belong to Pan Asia Group. No material from this site may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from Pan Asia Group. All rights not expressly granted herein are reserved. Unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties.
4. Pan Asia Group does not make any warranties, express or implied, including, without limitation, those of merchantability and fitness for a particular purpose, with respect to any information, data, statements or products made available on the Site.
5. The Site, and all content, materials, information, software, products and services provided on the Site, are provided on an "as is" and "as available" basis. Pan Asia Group expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
6. Pan Asia Group shall have no responsibility for any damage to User's computer system or loss of data that results from the download of any content, materials, information from the Site.
7. Pan Asia Group may change or discontinue any aspect of its website at any time, including, its content or features. Pan Asia Group reserves the right to change the terms and conditions applicable to use of the Site. Such changes shall be effective immediately upon notice, which shall be placed on the Site.
8. User agrees to indemnify, defend and hold Pan Asia Group harmless from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, arising out of or relating to any misuse by the User of the content and services provided on the Site.
9. The information contained in the Site has been obtained from sources believed to be reliable. Pan Asia Group disclaims all warranties as to the accuracy, completeness or adequacy of such information.
10. Pan Asia Group makes no warranty that: (a) the Site will meet your requirements; (b) the Site will be available on an uninterrupted, timely, secure, or error-free basis; (c) the results that may be obtained from the use of the Site or any services offered through the Site will be accurate or reliable.